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  <td height=3D18 class=3Dxl252256 style=3D'height:13.5pt'></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
 </tr>
 <tr height=3D18 style=3D'mso-height-source:userset;height:13.5pt'>
  <td height=3D18 class=3Dxl252256 style=3D'height:13.5pt'></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
 </tr>
 <tr height=3D26 style=3D'mso-height-source:userset;height:19.5pt'>
  <td height=3D26 class=3Dxl252256 style=3D'height:19.5pt'></td>
  <td colspan=3D2 class=3Dxl352256><a
  href=3D"http://prorates.net/data/USAJUMBOAVERAGES.mht"><span style=3D'col=
or:red;
  font-size:11.0pt;text-decoration:none;font-family:"Arial Narrow", sans-se=
rif;
  mso-font-charset:0'>&lt;&lt; Link Jumbo Graph &gt;&gt;</span></a></td>
  <td class=3Dxl282256></td>
  <td class=3Dxl292256 colspan=3D3>©<span style=3D'mso-spacerun:yes'>  </sp=
an><font
  class=3D"font62256">Pro</font><font class=3D"font72256">Rates</font><font
  class=3D"font82256"> </font><font class=3D"font52256"><span
  style=3D'mso-spacerun:yes'>  </span></font><font class=3D"font92256">888 =
776 7285</font></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
 </tr>
 <tr height=3D18 style=3D'mso-height-source:userset;height:13.5pt'>
  <td height=3D18 class=3Dxl252256 style=3D'height:13.5pt'></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl262256 x:num=3D"39848.064038773147">02/04/09</td>
  <td class=3Dxl302256 style=3D'border-left:none'><a
  href=3D"http://prorates.net/data/USAconfTABLE.htm"><span style=3D'color:#=
666699;
  font-size:10.0pt;text-decoration:none;font-family:Verdana, sans-serif;
  mso-font-charset:0'>US Avg</span></a></td>
  <td class=3Dxl312256 style=3D'border-left:none' x:num=3D"5.54959521116138=
79E-2"><a
  href=3D"http://prorates.net/data/USAconfTABLE.htm"><span style=3D'color:g=
reen;
  font-size:10.0pt;text-decoration:none;font-family:Verdana, sans-serif;
  mso-font-charset:0'>5.550%</span></a></td>
  <td class=3Dxl322256 style=3D'border-left:none'><a
  href=3D"http://prorates.net/data/USAconfTABLE.htm"><span style=3D'color:g=
reen;
  font-size:10.0pt;text-decoration:none;font-family:Verdana, sans-serif;
  mso-font-charset:0'>30 Year</span></a></td>
  <td class=3Dxl272256 style=3D'border-left:none'><a
  href=3D"http://prorates.net/data/USAconfTABLE.htm"><span style=3D'color:#=
666699;
  font-size:8.0pt;text-decoration:none;font-family:Verdana, sans-serif;
  mso-font-charset:0'>Conforming Loans</span></a></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
 </tr>
 <tr height=3D17 style=3D'height:12.75pt'>
  <td height=3D17 class=3Dxl252256 style=3D'height:12.75pt'></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl262256 style=3D'border-top:none' x:num=3D"39848.06403877314=
7">02/04/09</td>
  <td class=3Dxl302256 style=3D'border-top:none;border-left:none'><a
  href=3D"http://prorates.net/data/USAconfTABLE.htm"><span style=3D'color:#=
666699;
  font-size:10.0pt;text-decoration:none;font-family:Verdana, sans-serif;
  mso-font-charset:0'>US Avg</span></a></td>
  <td class=3Dxl332256 style=3D'border-top:none;border-left:none'
  x:num=3D"5.3152615487453717E-2"><a
  href=3D"http://prorates.net/data/USAconfTABLE.htm"><span style=3D'color:n=
avy;
  font-size:10.0pt;text-decoration:none;font-family:Verdana, sans-serif;
  mso-font-charset:0'>5.315%</span></a></td>
  <td class=3Dxl342256 style=3D'border-top:none;border-left:none'><a
  href=3D"http://prorates.net/data/USAconfTABLE.htm"><span style=3D'color:n=
avy;
  font-size:10.0pt;text-decoration:none;font-family:Verdana, sans-serif;
  mso-font-charset:0'>15 Year</span></a></td>
  <td class=3Dxl272256 style=3D'border-top:none;border-left:none'><a
  href=3D"http://prorates.net/data/USAconfTABLE.htm"><span style=3D'color:#=
666699;
  font-size:8.0pt;text-decoration:none;font-family:Verdana, sans-serif;
  mso-font-charset:0'>Conforming Loans</span></a></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
 </tr>
 <tr height=3D17 style=3D'height:12.75pt'>
  <td height=3D17 class=3Dxl252256 style=3D'height:12.75pt'></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
 </tr>
 <tr height=3D17 style=3D'height:12.75pt'>
  <td height=3D17 class=3Dxl252256 style=3D'height:12.75pt'></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
  <td class=3Dxl252256></td>
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